119-hjres-181In Committee

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes".

Sponsored by Garcia, Sylvia R. (Democrat-TX-29) · House · Introduced May 11, 2026

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Plain-English Summary (AI-assisted)

This bill would block the Consumer Financial Protection Bureau (CFPB) from withdrawing a 2022 guidance document about how credit reporting agencies must investigate disputes from consumers. Congress is using a special fast-track procedure to disapprove the CFPB's decision to withdraw this rule.

Finance and Financial Sector

Legislative Status Timeline

Introduced

May 11, 2026

In Committee

May 11, 2026

Passed House

Pending

Passed Senate

Pending

Presidential Action

Pending

Sponsor

G

Garcia, Sylvia R.

Independent · TX-29

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