119-hr-8141Introduced

Fair Credit Reporting Reseller Accuracy Act

Sponsored by Lawler, Michael (Republican-NY-17) · House · Introduced Mar 27, 2026

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Plain-English Summary (AI-assisted)

This bill would amend the Fair Credit Reporting Act to require companies that resell consumer credit information to implement reasonable procedures ensuring accuracy before sharing that information with others. The goal is to reduce errors in credit reports by adding quality control requirements to information resellers in the credit reporting chain.

Finance and Financial Sector

Legislative Status Timeline

Introduced

Mar 27, 2026

In Committee

Pending

Passed House

Pending

Passed Senate

Pending

Presidential Action

Pending

Sponsor

L

Lawler, Michael

Independent · NY-17

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